AUTHORIZATION VISA PROVISIONING SERVIC

Learn about the "Authorization Visa Provisioning Servic" charge and why it appears on your credit card statement.

First seen on December 2, 2016, Last updated on November 14, 2020

What is it?

This is a pending $0 charge from Visa Provisioning Service and should be removed from your account within a week. Merchants use this tokenization process to protect your sensitive account data and information.

Why this charge may appear on your card

This charge should be safe if you've registered your card to an online merchant, digital wallet provider, or other payment service.

Examples of merchants or wallet providers include:

  • PayPal
  • Venmo
  • Apple Pay
  • Google Pay
  • Samsung Pay

What can you do?

If you don’t recognize the charge, you can contact Visa or your bank. If you didn't register your card, it's possible someone else did which may be an early indication of fraud.

Community Feedback

visa provisioning service keep trying to debit my card and I need to know why

posted 05/02/2023 by Sharon

Visa provisioning service is the validation token card information. It should show zero, as there is no monetary value to it. The token process is highly secure because by dipping your card no personal information is provided. Instead a token gets sent. The reason tokens are amazingly secure is they must be verified by visa or MasterCard. Hence the population to an account. The idea of it showing on your online account is essentially a way of letting you know the card has been verified or attempted to have been verified. The same way now that visa and MasterCard dial out for return transactions. Sometimes it’s possible to see two debits, one is usually a credit the alternate a debit. The authorization is transparency so the cardholder is aware of activity.

posted 11/14/2020 by Sean

This appeared on my banks checking account and I want to know what it is for.

posted 05/29/2022 by Susan M Vernani

It happened to me too. But mine wasn’t with ApplePay. Mine did it with PayPay when I added my visa to it. My bank told me it was just to verify my card and no charges will appear.

posted 12/26/2019

This exact same thing just happened to me. Yesterday, I added my TD Bank Visa debit card to Apple Pay on my iPhone and now I have this "authorization Visa provisioning servic" for $0.00 showing up as pending on my TD account. I guess it's just Apple Pay trying to validate/verify the Visa card that I added.

posted 12/13/2018 by Jo

If this happened to your card and you didnt do it, then someone else is trying to add your card to their Apple Pay or other similar function

posted 10/10/2022 by J

Can you help? What is this charge?

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Also Appears on Statements As

  • CHKCARDAUTHORIZATION VISA PROVISIONING SERVIC
  • CHECKCARD AUTHORIZATION VISA PROVISIONING SERVIC
  • POS Debit AUTHORIZATION VISA PROVISIONING SERVIC
  • POS PUR AUTHORIZATION VISA PROVISIONING SERVIC
  • POS PURCH AUTHORIZATION VISA PROVISIONING SERVIC
  • POS PURCHASE AUTHORIZATION VISA PROVISIONING SERVIC
  • POS REFUND AUTHORIZATION VISA PROVISIONING SERVIC
  • PRE-AUTH AUTHORIZATION VISA PROVISIONING SERVIC
  • PENDING AUTHORIZATION VISA PROVISIONING SERVIC
  • Visa Check Card AUTHORIZATION VISA PROVISIONING SERVIC MC
  • Misc. Debit AUTHORIZATION VISA PROVISIONING SERVIC
  • CHKCARD AUTHORIZATION VISA PROVISIONING SERVIC